Here are a few things that your car insurance representative may not tell you:

1. You have other possibilities. Your car insurance representative will want you to think that they are the best possible company, and you cannot get compensation from another company. But you should know, that there are a lot of car insurance companies to choose from and you can change your provider whenever you want.
2. Every car insurance company has a big list of discounts that they offer. You car insurance representative may tell you some of these, but keep may keep others quiet as a method to increase his bonus. You have to be sure, that you are always aware of all discounts, that your car insurance company can offer.
3. In reality you do not have to work with a dedicated car insurance agent. In these days a lot of car insurance companies try to do away with agents, and rest on a central location. Of course, representatives do not want you to know this because it may cause your decision to stop business with them.

If you think that your car insurance representative is being devious, keep the above pointers in mind. When you will know that your representative is up to something, you should change your car insurance company. It will be the best chance of making good for yourself in the long run.